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This allows for a longer term minimum payment of 20 or 30 years with a balloon payment due in 10 or 15 years.
There by keeping the payment fully amortized and lower for the longer term. This is a mortgage in which the interest rate is adjusted periodically based on a pre-selected index.
You can also use these financial management tools to set savings goals, prepare for buying a home and responsibly manage credit cards. For additional information about financial planning, or any of our products and services, please contact us.